How Important Is Insurance For My Mobile Phone?

Technology advances have made some of the latest smartphones as competent and pricey as a variety of laptops. This is certainly one reason to insure them! You wouldn’t think twice about insuring your home computer, your tablet or your flat screen television, so why not your mobile phone?

A mobile phone will usually be at hand in almost any situation. You may use it as a music tool whilst running, in the gym, in the office in order to make a conference call, sending important emails whilst travelling, catching up with friends and family in the evenings and arranging dinner dates whilst doing the weekly shop. A phone therefore has more chance of getting lost, stolen or damaged than a tablet, PC or laptop.

There are a number of ways you can protect your smartphone. One includes investing in a strong, durable cover, which should protect it from low water damage, drops, scratches and everyday wear and tear.

Applying a clear plastic, scratch resistant screen to the device is certainly another way to protect it from wear and tear. However, phone covers and cases won’t stop your phone from becoming water damaged if you drop it in a sink whilst doing the dishes, accidentally run it over or leave it on a train. This is where insurance comes into play, and those that don’t have it will quickly realize that the costs of buying a new phone will be entirely on them.

Although many consumers hate the thought of a little extra money leaving their account every month (in the shape of mobile phone insurance), especially as the majority of individuals may never claim, it is an important measure to take, not to mention one you will be thankful for if anything was to happen to your shiny, new device.

Making a claim is a simple process. The company you hold the insurance with will assess the damage and will then either send the device off for repair, or otherwise (in the case of loss) send you a completely new handset. Some policies require you to pay a small excess fee in order to go ahead with the claim.

Protecting your current handset will ensure that you can sell this device when you come to upgrading. If in exceptional condition, you may even get a similar price for it, which will certainly help you when it comes to paying for insurance costs. Use recycling sites to sell blackberry torch 9810 and other electronic devices for a cash fee.

A big fan of the latest technology releases, Sonja Deacon is always writing about the latest gadgets, phone releases and software updates. This often includes tips on how to sell blackberry torch 9810 and other electronic devices, allowing followers to learn of how to create a little extra income.